Insurance and Fees

SESSION RATES

At New Generation Mental Health Counseling, we offer several options depending on your needs and preferences:

  • Licensed Clinicians: $200 per 53-minute individual therapy session.

  • Provisionally Licensed Clinicians (Pre-Licensed, under supervision): $150 per 53-minute individual therapy session.

  • Initial Intake Assessment: $250 for a 60-minute session.

PAYMENT

IN-NETWORK INSURANCE

We accept cash, check, or credit card. (Please note: credit card payments include a small processing fee.) Payment is due at the time of service unless other arrangements have been made.

We are currently in network with Aetna, Cigna, Oscar, Oxford, and United Health Care.

WE ACCEPT OUT OF NETWORK INSURANCE

If your plan is not listed above, you may still be eligible to see us using out-of-network insurance benefits. Many clients in New York choose out-of-network therapy because it allows them to work with a therapist who feels like the right fit, without being limited to a narrow network. Here’s how it works:

  • You pay us directly at the time of service.

  • We provide you with a detailed monthly billing statement (often called a “superbill”).

  • You submit the superbill to your insurance company.

  • Depending on your plan, you may be reimbursed for part of the session fee.

This process often surprises clients with how straightforward it can be, and we’ll support you every step of the way.

QUESTIONS TO ASK YOUR INSURANCE COMPANY

When calling your insurance company’s member services line, ask:

  1. How much of my deductible has been met this year?

  2. What is my out-of-network deductible for outpatient mental health services?

  3. What is my out-of-network coinsurance (the percentage I’m reimbursed after the deductible)?

  4. Do I need a referral to see an out-of-network provider?

  5. How do I submit claim forms for reimbursement?

TAKE THE NEXT STEP

At New Generation Mental Health Counseling, we want finances to be the last barrier between you and healing. Whether you’re looking for affordable therapy in NYC, want to use out-of-network benefits, or prefer to work with a licensed counselor, we are here to guide you through the process.

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